Carruth Data Breach (January 2025)
Benefits Overview
Benefits Video Reference
- Benefits Open Enrollment Overview
- BENEFIT CHANGES
- 403(b) Retirement info
- Group HRA
- FMLA (Family Medical Leave Act)
- OFLA (Oregon Family Leave Act)
- PERS Education Video
OEBB
Insurance Breakdown & Medical Plans
2024- 2025
- Administrative Insurance Cost Breakdown 2024-25
- Confidential Insurance Cost Breakdown 2024-25
- Licensed Insurance Cost Breakdown 2024-25
- Classified Insurance Cost Breakdown 2024-25
- Medical Plan Comparison 2024-25
Dental & Vision Benefits
- LCSD Dental and Vision Summary of Benefits 2024-25
- LCSD Dental Vision Comparison 2024-25
- Willamette Dental Group – Summary of Benefits 2024-25
- Willamette Dental Group – Statement of Services
- Willamette Dental Group – Enrollment Guide
- Willamette Dental Group – 5 Reasons (Flyer)
- Willamette Dental Group – Oregon Provider List
- Willamette Dental Group – FAQ
- Willamette Dental Group – Highlights
Retiree
- SB 1049 – PERS Retirement Guidance
- Retiree Insurance Cost Breakdown 2021-22
- Medical Plan Comparison 2024-25
Resources
American Fidelity Assurance
American Fidelity Assurance (AFA) Website
Meeling Morstad
AFA Representative
Phone: 5o3-536-4127
American Fidelity Customer Service: 800-662-1113
- AFA Enrollment Form
- Flex Savings Account (FSA) Reimbursement Form
- Dependent Day Care Reimbursement Form
- IRS Medical and Dental Expenses
(included in Health Coverage Tax Credit) for use in preparing tax returns
Group HRA Information
2024-2025
References:
Group HRA FAQs
Group HRA Instructions
Group HRA How It Works
Medical Plan Breakdown SHOWING GROUP HRA
How to:
Claims Filing Process
Online Account Setup
Resources:
One Digital (Group HRA Consultant) Office Hours and Contact Info
Diversified Benefits Services (Claims Processor) Contact Info
Form(s):
Direct Deposit
Health Savings Accounts (HSA)
We have an agreement with American Fidelity Assurance (AFA) to provide Health Savings Accounts (HSAs) to our staff, but this agreement doesn’t require employees to use AFA. Employees may use any vendor of their choice.
Employee Fringe Benefits
- City of Newport Down Payment Grant
- Newport Recreation & Swimming Pool Membership
- Dell Member Purchase Program
- AT&T (LCSD Employee) Discount
- Life Assistance Program (LAP)
- Tax Shelter Annuities
- 2025 403(b) TSA and 457(b) DCP Announcement for Lincoln County
- PenServ Plan Services Tax Shelter Annuities
- PenServ Plan Services is LCSD Plan Administrator for Tax Shelter Annuities
- TSA Vendor Listing
LCSD does not endorse any of the TSA listed - TSA Change form
- Oregon College Savings Plan
- CIGNA Voluntary Life Insurance Application
- Ballast Gym Membership Payroll Deduction Form
- Home Financing For Educators
Information about FHA, Fannie Mae & Freddie Mac programs available for school system employees who are purchasing a home, refinancing a current mortgage, building a new home, or wishing to refinance and receive cash back. - Teacher Loan Forgiveness Benefits
See information provided by the U.S. Department of Education.